Pradhan Mantri Awas Yojana 2022 List | Pradhan Mantri Awas Yojana Gramin |Pradhan Mantri Awas Yojana Apply Online | Eligibility | Benefits | Document | PDF | प्रधानमंत्री आवास योजना
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What is Pradhan Mantri Awas Yojana
Pradhan Mantri Awas Yojana is a scheme for rehabilitating poor people with kutcha dilapidated houses; the scheme was launched in 1996 as an independent program called Indira Awas Yojana (IAY) Rural housing program.
Although Indira Awas Yojana also caters to the housing needs in rural areas, many shortcomings were detected during the investigation of the Comptroller and Auditor General of India in 2014.
These shortcomings include poor quality of houses, discrimination in the selection of beneficiaries, lack of transparency, lack of transparency in selecting beneficiaries, etc.
pradhan mantri awas yojana gramin has two parts;
Prime Minister’s Rural Housing Scheme
Prime Minister’s Awas Yojana (Urban)
Pradhan Mantri Awas Yojana Pradhan Mantri Awas Yojana Urban (PMAY-URBAN)
The Central Government has come up with the Pradhan Mantri Shahari Awas Yojana to provide houses to all,. a target has been set to provide housing to 40% of India’s population, in this scheme, along with rural There is also a housing scheme for the urban population.
The scheme is divided into four work areas:
- Self-Located Slum Redevelopment (ISSR)
- Credit Linked Subsidy (CLSS)
- Affordable Housing through Partnership (AHP)
- Individual house construction or expansion led by the beneficiary
[purpose] Pradhan Mantri Awas Yojana
The main objective of Pradhan Mantri Shahari Awas Yojana is that for the urban poor homeless or those who do not have their own house in the city, the government comes through builders to construct pucca houses in selected cities, the houses which are issued under this scheme. Their ownership rights of them are provided in the name of a female member or jointly with a male, in which women empowerment has also been taken care of. Keeping transparency in the Pradhan Mantri Awas Yojana, the benefit is being given to the beneficiary.
Loan Limit for Pradhan Mantri Shahari Awas Yojana
EWS (Economy weaker section) – 6 lakhs
LIG(Low-income group)- 6 lakhs
MIG 1 (MIDDLE INCOME GROUP)- ₹9 Lakh
MIG 2 (Middle income group) – ₹ 12 lakh
The affordable interest rate of pradhan mantri awas yojana gramin
EWS: 6.5%, up to ₹2.67 lakh
LIG: 6.5%, up to ₹2.67 lakh
MIG(1): 4%, up to ₹2.35 lakh
MIG(2):3% , up to 2.30 lakhs
How to check your name in the beneficiary list of Pradhan Mantri Awas Yojana
Pradhan Mantri Awas Yojana To check your name in the new list of Pradhan Mantri Awas Yojana, first, make sure that the application you have applied is from a rural area or city area. If you have applied for PMAY Urban Awaaz,
then you have to follow the following steps:-
- First, you go to the official website pmaymis.gov.in.
- After that, click on the select beneficiary.
- Click on ‘search by name from the drop-down menu.
- Enter your Aadhar number.
- If your Aadhar number is available in the database, then you will definitely get your name on the list.
If you have applied for rural housing, then I will provide you with complete information on how you can check your name:
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Financial assistance of ₹ 1,20000 is provided in the form of three separate installments of ₹ 40000 to all the beneficiaries for rural housing.
To check and download the complete list of Pradhan Mantri Awas Yojana Gramin, you have to follow some steps, which are as follows:
To check the new list of Pradhan Mantri Gramin Awas Yojana, first, you have to go to its official website.
After coming to this page, you will get the tab of Awaassoft. After that, you have to click on the report option; after clicking, a new page will open in front, which will be like this.
On this page, you have to select your state, district, sub-division, block, village, and panchayat.
Now you have to enter a captcha and click on submit option, after which you can easily check your name and download the excel sheet anytime.
[eligibility] Eligibility for Pradhan Mantri Awas Yojana
Before applying for Pradhan Mantri Awas Yojana, it is important to check whether you are eligible for this scheme or not. The following is the qualification for this;
- The beneficiary should not own any other pucca house anywhere in India.
- A person whose annual income is more than six lakhs, that person is not eligible for Pradhan Mantri Awas Yojana.
- Persons who have taken benefit of housing schemes run by the Central or State Government in the past.
- The applicant should not have a pucca house in the city either in his own name or in the name of another member.
Q1. What is Pradhan Mantri Awas Yojana?
Pradhan Mantri Awas Yojana is the goal of the government (https://pmaymis.gov.in) to provide houses to the economically weaker sections of the people in rural and urban areas of India in order to provide houses to all the people, under the scheme, the government makes the homeless people a house or They get a subsidy on construction, for those who buy a house or flat, or expand the house, on loan, the government gives credit linked subsidy on home loan for their construction.
Which family members are considered part of the beneficiary family?
Husband, wife, and unmarried child are considered to be part of the beneficiary family to get the subsidy of Pradhan Mantri Awas Yojana.
How long does it take to get PMAY subsidy?
If you have subscribed in CLSS under Pradhan Mantri Awas Yojana
If you have applied for SID, then it takes about three to four months to get the subsidy amount.
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